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$1,000 Charity Donation Deduction in the 2025 Trump Tax Law

Many charities advertise that donations are tax-deductible, but most people don’t deduct donations on their taxes. That’s because over 80% of taxpayers use the standard deduction, and they don’t get…

The EV Tax Credits Now Expire 9/30/25. What you Need to Know.

The EV Tax Credits will Now Expire 9/30/25 A PSA to readers who have recently considered the purchase of an electric vehicle (EV): the EV tax credits now have an…

Social Security Is Still Taxed Under the New 2025 Trump Tax Law

I received an email from Social Security Administration on July 3, applauding the new 2025 Trump tax law — One Big Beautiful Bill Act. The email said, The new law…

Unlimited Plans & Google Pixel 9 (July 2025)

Mint Mobile, the Ryan Reynolds endorsed T-Mobile brand has 3 great offers up right now. The first is 50% off their prepaid “Unlimited” 3-month plan (normally $30/month, but just $15/month…

Happiness Through Addition

I never wanted kids. In fact, I’d say I was against the idea. There was too much I wanted to see/do, and I thought that kids would get in the…

How to Navigate the Tariff Circus

– Quite accidentally, it looks like we timed our last talk about the stock market pretty darned well. Back in February 2025, the market put the perfect cap on a…

Use an Independent Agent for Auto and Home Insurance

Auto and homeowners’ insurance have gotten a lot more expensive in recent years. Many people experienced premium increases of 10%, 20%, or more on their renewals. Inflation in materials and…

Chase Instacart Credit Stacking & Free Instacart+ Membership

Chase and Instacart recently launched a partnership that offers monthly Instacart credits and 3 complimentary months of Instacart+ membership for cardholders of a number of Chase credit cards. Instacart users…

How to make sure you get the right version of The Simple Path to Wealth

As most of you already know by now, as of May 20, 2025 there is a new, updated version of The Simple Path to Wealth available. Indeed, it has already…

The Role of Luck in Financial Success

Let’s delve into some philosophy, shall we? Have you ever met a very financially successful individual (e.g. a business owner, CEO, or celebrity) and been absolutely dumbfounded as to just…